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Mandate contract basics — duties, clauses and risks
Mandate contract basics: key clauses, duties, ZUS/tax implications and when another form is safer.
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Mandate contract — minimum hourly rate and time records
When the minimum hourly rate applies to a mandate, how to track hours and common exclusions.
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Termination of a mandate contract — rules, notice and risks
How to terminate a mandate contract: form, notice, important reason and liability risks.
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Mandate contract template — clauses and checklist
Mandate contract template: essential clauses, optional protections and common mistakes.
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Mandate contract and ZUS — when contributions apply
When ZUS contributions apply to a mandate contract, common exceptions and how this affects cost and net pay.
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Payment holidays vs prepayment — what pays off
Payment holidays vs prepayment: impact on interest, instalment, loan term and liquidity.