Guides on mortgages, flat rentals and buying or selling property. We cover PCC tax, notary costs, sale tax, rental deposits and tenant rights — step by step through every transaction.
Mortgage overpayment — is it worth it and how to do it
How mortgage overpayments work, when they pay off, how to calculate savings and what to check in the contract.
Mortgage interest rate — fixed vs variable and what it depends on
How mortgage rates work, fixed vs variable, and how they affect instalments and total cost.
Mortgage refinancing — when it makes sense and how it works
What mortgage refinancing is, when it pays off, its costs and the step‑by‑step process.
Down payment for a mortgage – how much and how to document
How much down payment is needed for a mortgage, what counts, and which documents to prepare. Practical guidance and examples.
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Accounting firms directory →Answers to the most common questions about using legal and financial guides — Real estate.
Mortgage, rental, buying and selling property, PCC tax, occasional tenancy, eviction and developer disputes. Each guide includes a step-by-step procedure and cost calculators.
Yes, if the bank agreed or the loan agreement does not prohibit it. Some banks require an addendum. The guide covers the rules and tax implications.
Sales after 5 years from the end of the acquisition year are tax-exempt. Earlier — the residential relief may apply (spending proceeds on own housing needs within 3 years).
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