Guides on mortgages, flat rentals and buying or selling property. We cover PCC tax, notary costs, sale tax, rental deposits and tenant rights — step by step through every transaction.
PCC when buying an apartment — when it applies
PCC for apartment purchases: who pays, when it applies, rate and exemptions. Clear overview.
Rental deposit — amount, return and rules
Learn what a rental deposit is, how much it can be, when it must be returned and when deductions are allowed.
Mortgage with no down payment — is it possible and on what terms
Can you get a mortgage without a down payment, what are the alternatives and risks, and how to prepare.
Mortgage loan — what it is and how it works
What a mortgage is, how it works, main costs and key conditions, explained clearly.
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Mortgage, rental, buying and selling property, PCC tax, occasional tenancy, eviction and developer disputes. Each guide includes a step-by-step procedure and cost calculators.
Yes, if the bank agreed or the loan agreement does not prohibit it. Some banks require an addendum. The guide covers the rules and tax implications.
Sales after 5 years from the end of the acquisition year are tax-exempt. Earlier — the residential relief may apply (spending proceeds on own housing needs within 3 years).
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Mortgage overpayment — is it worth it and how to do it
How mortgage overpayments work, when they pay off, how to calculate savings and what to check in the contract.
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