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Interest

Interest calculators help compute statutory, contractual, tax and loan interest. A useful tool for negotiations, debt collection or transaction settlements.

Interest calculator — calculate interest amount

Interest calculator — simple result

Bank interest calculator — deposits & capitalization

Bank interest — calculator

Loan interest calculator

Loan interest — calculator

Tax interest calculator — arrears interest

Tax interest — calculator

ZUS interest calculator

ZUS interest — calculator

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FAQ

Frequently asked questions

Answers to the most common questions about calculators in the topic Interest.

Statutory interest for delay = NBP reference rate + 5.5 percentage points. For B2B transactions = reference rate + 10 pp. The interest calculator computes the amount due from a specific due date.

Interest = loan amount x interest rate x number of days / 365. The calculator accounts for the type of interest (statutory, contractual, maximum) and the exact delay period.

Statutory interest is the legal minimum for delays. Maximum interest = 2x the statutory delay rate — this is the upper limit a contract may not exceed. The calculator applies the correct type automatically.

Generally no — Polish law prohibits anatocism (interest on interest). Exceptions include specific contracts or bank accounts. The calculator uses simple interest by default.

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