Articles on loans, taxes, contributions and personal finance. Compare sole trader taxation forms, calculate loan instalments, learn about health insurance, VAT and flat-rate tax rules. Practical explanations for individuals and entrepreneurs — with calculators for every topic.
Inflation and purchasing power calculator
See how much your savings will be worth with inflation
Loan calculator — instalment, APR, cost
Calculate instalment, APR and total loan cost
Cash loan calculator — instalment and cost
Cash‑loan instalment and cost
Consolidation loan calculator — instalment after consolidation
Instalment after consolidation and total cost
Read guides related to calculators in the areas of law, finance, employment and real estate.
Answers to the most common questions about calculators in the topic Loans and financing.
Decreasing instalments — lower total interest, but higher initial payments. Fixed instalments — stable budget burden. The loan calculator compares both options and shows the total cost.
APR includes interest, fees, insurance and other loan costs expressed as an annual rate. The lower the APR, the cheaper the loan — it is the best measure for comparing bank offers.
Consolidation makes sense when the new loan has a lower APR than the sum of current obligations. The consolidation calculator shows the new instalment, total cost and potential savings.
Overpayment reduces the capital — you can choose to shorten the term (less interest) or lower the instalment. The overpayment calculator shows both options and the resulting savings.
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