prawopro
CalculatorsGuidesLaw firmsAccounting firmsKnowledge base
LoginB2B
  • Login
  • B2B
  • Calculators
  • Guides
  • Law firms
  • Accounting firms
  • Knowledge base
HomeGuidesReal estateApartment

Notarial costs when buying an apartment

Calculate in 30 seconds

Use our calculator — result in seconds, no registration required.

Notary & purchase costs — calculator

Table of contents

  • Notarial fee and what it depends on
  • Deed copies and court fees
  • Secondary market vs developer
  • How to reduce notarial costs
  • VAT on the notarial fee and extra charges
  • Land register and mortgage entries
  • Scope of the notary’s work
  • How to prepare to avoid extra costs
  • When costs are higher
  • How the notarial fee is calculated
  • Documents required for the deed
  • Common budgeting mistakes
  • Preliminary agreements and additional deeds
  • When a notarial deed is required
  • Choosing a notary
  • Who pays notarial costs
  • Notarial fee — how it is calculated
  • Notary costs when buying an apartment
  • Secondary market vs developer — cost differences
  • See also
  • Frequently asked questions (FAQ)

Notarial costs are a fixed part of buying an apartment, regardless of whether it is on the primary or secondary market. They include the notarial fee, deed copies and court fees. You can estimate them in the notarial costs calculator.

Notarial fee and what it depends on

The notarial fee is linked to the transaction value. Maximum rates are regulated by law and the notary applies them within statutory limits. In practice, the purchase price is the key driver.

Deed copies and court fees

After signing the deed, copies are required, and their number affects the cost. The notary also collects court fees, such as the land register entry fee, and submits them to the court.

Secondary market vs developer

The notarial scope is similar, but on the secondary market PCC often applies, while on the primary market VAT is included in the price. This changes the overall transaction budget.

How to reduce notarial costs

  • limit the number of deed copies,
  • prepare all documents in advance to avoid extra actions,
  • compare the full transaction cost, not only the fee.

VAT on the notarial fee and extra charges

VAT is added to the notarial fee. There are also fees for deed copies and sometimes for powers of attorney or additional actions (e.g., establishing a mortgage). These should be included in the budget.

Land register and mortgage entries

Court fees include entry of ownership and, if financed by a mortgage, the mortgage entry. These are standard transaction costs collected by the notary.

Scope of the notary’s work

A notary does more than draft the deed. They verify documents, the property data and the legal basis for the transaction. Additional actions (e.g., mortgage entry, powers of attorney) can increase the cost.

How to prepare to avoid extra costs

  • check all documents before the appointment,
  • decide the number of deed copies in advance,
  • prepare powers of attorney if needed,
  • confirm whether extra court filings are required.

When costs are higher

Costs rise when the transaction is complex (many parties, extra claims, complicated legal status). Ask the notary for an estimate before signing.

How the notarial fee is calculated

The fee is based on the property value. The law sets maximum rates by value brackets, so higher prices mean higher fees. A notary may apply a lower fee but is not obliged to do so.

Documents required for the deed

Typically needed: parties’ ID data, land‑register extract, the seller’s title document and property documents (e.g., community certificates). Missing documents cause additional visits and costs.

Common budgeting mistakes

  • ignoring court fees for register entries,
  • ordering too few deed copies,
  • forgetting power‑of‑attorney fees,
  • underestimating VAT on the notarial fee.

Preliminary agreements and additional deeds

If the parties choose a notarial preliminary agreement, extra notarial costs apply. It is not mandatory for every transaction but is sometimes used to secure the deal.

When a notarial deed is required

Transferring ownership of real estate always requires a notarial deed. This makes notarial cost unavoidable at the final stage.

Choosing a notary

The parties can choose the notary jointly. It helps to compare the scope of service and ask for a total cost estimate in advance.

Who pays notarial costs

As a rule, the buyer covers notarial costs, but the parties can agree on a different split in the contract. It is best to clarify this in advance.

Notarial fee — how it is calculated

The notarial fee depends on the transaction value and is calculated using statutory brackets. Higher prices mean higher fees, though a notary may apply a lower rate.

Notary costs when buying an apartment

Typical costs include the fee, VAT on the fee, deed copies and court fees collected by the notary. This is the standard cost package for a purchase.

Secondary market vs developer — cost differences

On the secondary market PCC often applies, while on the primary market VAT is included. The notarial scope is similar, but tax differences change the total cost.

See also

  • Cost of buying an apartment — fees and extras
  • PCC for apartment purchases

Try it in practice

Use our calculator — result in seconds, no registration required.

  • Notary & purchase costs — calculator
  • Notary fees calculator
  • Apartment purchase cost calculator

Frequently asked questions (FAQ)

Co wchodzi w koszty notarialne przy zakupie mieszkania?+
Zwykle obejmują taksę notarialną, wypisy aktu oraz opłaty sądowe związane z księgą wieczystą.
Od czego zależy taksa notarialna?+
Taksa zależy przede wszystkim od wartości transakcji, a jej maksymalne stawki wynikają z przepisów.
Czy koszty notarialne różnią się dla rynku pierwotnego i wtórnego?+
Zakres opłat jest podobny, ale na rynku wtórnym często dochodzi PCC, a na pierwotnym – VAT w cenie.
Czy można obniżyć koszty notarialne?+
Można ograniczyć liczbę wypisów, dobrze przygotować dokumenty i wcześniej ustalić zakres czynności.
Czy koszty notarialne obejmują opłaty sądowe?+
Często tak — notariusz pobiera opłaty sądowe i przekazuje je do sądu wraz z wnioskiem.

Related calculators

  • Notary & purchase costs — calculator
  • Notary fees calculator
  • Apartment purchase cost calculator

Related guides

  • Cost of buying an apartment — fees and extra costs
  • PCC when buying an apartment — when it applies

Choose a law firm for your case

Compare firms by specialization, city, and ratings. You contact the selected firm directly.

  • Lex Biz Kancelaria

    Krakow5.0 (1 review)

    Obsluga JDG i spolek: umowy, podatki, kontrole, sprawy pracownicze.

    Practice areasLabor lawTax law
  • Nieruchomosci Partner

    Gdansk5.0 (1 review)

    Zakup i sprzedaz nieruchomosci, umowy deweloperskie, najem, spory o nieruchomosci.

    Practice areasCivil lawReal estate law
  • Tax Guard

    Poznan5.0 (1 review)

    Doradztwo podatkowe i legal support dla biznesu: VAT, CIT, kontrole, umowy B2B.

    Practice areasTax lawBusiness law
  • Kancelaria Alfa

    Warszawa5.0 (1 review)

    Sprawy rodzinne i cywilne: rozwod, alimenty, podzial majatku, reprezentacja w sadzie.

    Practice areasFamily lawCivil law
    AddressRegulska 40
  • Civil Pro

    Lodz5.0 (1 review)

    Spory cywilne, dochodzenie roszczen, umowy i sprawy mieszkaniowe.

    Practice areasCivil lawReal estate law
Open law firms directory

Choose a law firm for your case

Compare firms by specialization, city, and ratings. You contact the selected firm directly.

Kancelaria Alfa

Warszawa5.0 (1 review)

Sprawy rodzinne i cywilne: rozwod, alimenty, podzial majatku, reprezentacja w sadzie.

Practice areasFamily lawCivil law
AddressRegulska 40

Lex Biz Kancelaria

Krakow5.0 (1 review)

Obsluga JDG i spolek: umowy, podatki, kontrole, sprawy pracownicze.

Practice areasLabor lawTax law

Nieruchomosci Partner

Gdansk5.0 (1 review)

Zakup i sprzedaz nieruchomosci, umowy deweloperskie, najem, spory o nieruchomosci.

Practice areasCivil lawReal estate law

Tax Guard

Poznan5.0 (1 review)

Doradztwo podatkowe i legal support dla biznesu: VAT, CIT, kontrole, umowy B2B.

Practice areasTax lawBusiness law

Civil Pro

Lodz5.0 (1 review)

Spory cywilne, dochodzenie roszczen, umowy i sprawy mieszkaniowe.

Practice areasCivil lawReal estate law

Familia Law

Wroclaw5.0 (1 review)

Prawo rodzinne i pracownicze, w tym sprawy cudzoziemcow pracujacych w Polsce.

Practice areasFamily lawLabor law
Open law firms directory