Jak obliczyć ratę kredytu?

Rata miesięczna zależy od kwoty kredytu, oprocentowania i okresu spłaty. Użyj kalkulatora kredytu, by obliczyć ratę, odsetki i całkowity koszt.

Czy kalkulator zastępuje rozliczenie PIT-39?

Nie, to narzędzie orientacyjne.

Czy ulga mieszkaniowa obniża podatek?

Tak, obniża podstawę opodatkowania.

Czy wynik uwzględnia wszystkie wyjątki ustawowe?

Nie, konieczna jest indywidualna weryfikacja.

Property sale tax calculator

Calculate estimated property-sale tax and housing-relief impact.

How does the calculator work?

The calculator estimates taxable base from property sale and applies 19% tax, with optional housing relief amount.

Assumptions

Indicative model. Final settlement depends on holding period, eligibility for reliefs and tax documentation.

Examples

• Sale 750,000 PLN, purchase 520,000 PLN, improvements 40,000 PLN, sale costs 15,000 PLN. • Housing relief 60,000 PLN lowers taxable base and estimated 19% tax.

FAQ

Does calculator replace final PIT settlement?: No, it is planning estimate only.
Can I include housing relief?: Yes, enter estimated relief amount to reduce taxable base.
Are all legal exceptions covered?: No, result should be verified with current law and documents.

Legal basis

As of: 2026-02-19

Legal information

Calculations are for information and estimation only. They do not constitute legal, tax or other professional advice. For individual matters, consultation with a lawyer, tax adviser or other specialist is recommended.

Legal basis

Informational tool only. Final tax liability depends on law and individual circumstances.