Czy zajęcie wynagrodzenia i zajęcie rachunku bankowego to to samo?

Nie. To odrębne mechanizmy egzekucji z różnymi zasadami i limitami.

Czy przy alimentach działa taka sama kwota wolna jak przy innych długach?

Nie zawsze. Przy alimentach zakres ochrony dłużnika jest co do zasady mniejszy niż przy długach niealimentacyjnych.

Czy wynik kalkulatora można traktować jako ostateczne rozliczenie?

Nie. Wynik ma charakter orientacyjny i powinien być zestawiony z dokumentami ze sprawy egzekucyjnej.

Salary and bank account attachment calculator — how much can be seized

Estimate salary and bank-account attachment limits and the amount that may remain available.

How does the calculator work?

The calculator gives an indicative estimate of how much can be attached from salary or bank account and how much should remain at the debtor's disposal.

Step 1: choose attachment source: salary or bank account.
Step 2: choose debt type (maintenance or non-maintenance).
Step 3: enter base amount and free-amount parameters.
Step 4: the calculator returns an indicative attachment cap and remaining amount.

Need to calculate enforcement fee and cost split for the case? Open bailiff costs calculator.

Assumptions

Indicative model: - salary: calculator applies percentage cap and protected amount, - bank account: calculator applies monthly protected amount equal to 75% of minimum wage (for non-maintenance debt), - result does not replace formal notices from bailiff, bank, or employer.

Examples

• Net salary 6,000 PLN, non-maintenance debt: attachment is constrained by both percentage cap and protected amount. • Net salary 6,000 PLN, maintenance debt: indicative cap up to 60% of salary. • Bank account 10,000 PLN, non-maintenance debt: calculator subtracts protected amount and shows possible blocked funds.

FAQ

Are salary attachment and bank-account attachment calculated the same way?: No. These are different enforcement modes with different limits and protected-amount rules.
Is protected amount always available for maintenance debt?: Not always. Maintenance enforcement generally gives debtor less protection than non-maintenance claims.
Is the calculator output legally binding?: No. It is an indicative result and should be compared with enforcement documents.

Legal basis

As of: 2026-03-20

Legal information

Calculations are for information and estimation only. They do not constitute legal, tax or other professional advice. For individual matters, consultation with a lawyer, tax adviser or other specialist is recommended.

Legal basis

Informational tool only. Final settlement depends on bailiff, bank, or employer documents and case-specific facts.