Czy wpłata bezpośrednio do wierzyciela to świadczenie wyegzekwowane?

Nie. Art. 27 ust. 3 wskazuje, że wpłata dokonana bezpośrednio wierzycielowi przez dłużnika nie jest świadczeniem wyegzekwowanym przez komornika.

Od jakiej kwoty liczy się 5% albo 10% przy umorzeniu (art. 29)?

Co do zasady od wartości świadczenia pozostałego do wyegzekwowania w chwili umorzenia. Dlatego kluczowe jest prawidłowe ustalenie tej kwoty na dzień zakończenia sprawy.

Kiedy koszty ponosi wierzyciel, a kiedy dłużnik?

Zależy to od scenariusza ustawowego. Przy części wariantów art. 29 i przy art. 30 koszty obciążają wierzyciela, natomiast przy klasycznej egzekucji z art. 27 zasadniczo obciążany jest dłużnik.

Czy wynik kalkulatora wystarczy do zaskarżenia rozliczenia kosztów?

Nie. Wynik ma charakter informacyjny i powinien być zestawiony z postanowieniem komornika, aktami sprawy oraz dowodami dotyczącymi sposobu zakończenia postępowania.

Prawopro

Bailiff costs calculator — who pays and how much

Check the bailiff-cost scenario under Articles 27-30 and see who bears the fee and expenses.

How does the calculator work?

The calculator reconstructs the cost-settlement logic from Articles 27-30 and guides the user step by step, so the fee basis does not need to be selected manually.

Step 1: choose how the case ended (enforced, discontinued, Art. 30, or still pending).
Step 2: enter the key amounts for that scenario: claim amount, amount collected by the bailiff, and (if applicable) amount still to be enforced.
Step 3: indicate legal circumstances affecting the rate (for example enforcement method, reason for discontinuance, and payment timing).
Step 4: add additional expenses and expense allocation; the result shows the legal basis and cost split between parties.

Need to estimate salary or bank-account attachment limits? Open salary and account attachment calculator.

Assumptions

How to read the result: • The calculator first determines the applicable legal scenario (Article 27, 29, or 30). • It then calculates the enforcement fee with statutory minimums and the 50,000 PLN cap. • For discontinuance, the key elements are the amount still to be enforced and the legal grounds for charging debtor or creditor. • Additional expenses are calculated separately and split according to the selected allocation.

Examples

• Claim 50,000 PLN, bailiff collected 40,000 PLN via bank attachment: Article 27(1) fee = 10% of 40,000 PLN, with a 200 PLN statutory minimum. • Claim 50,000 PLN, discontinuance at creditor's request, 10,000 PLN still to be enforced: Article 29 fee is based on the remaining amount, not automatically on the full original claim. • Obviously unjustified enforcement (Article 30): 10% fee is charged to creditor and should not burden debtor.

FAQ

Is a direct payment to the creditor considered an enforced amount?: No. Article 27(3) explicitly states that an amount paid directly by the debtor to the creditor is not an amount enforced by the bailiff.
What amount is used for 5% or 10% when proceedings are discontinued (Article 29)?: As a rule, it is the amount still to be enforced at the moment of discontinuance. Correctly establishing that amount on the closing date is critical.
When does creditor pay and when does debtor pay?: It depends on the statutory scenario. In some Article 29 variants and under Article 30, costs are charged to creditor; in standard Article 27 enforcement they are generally charged to debtor.
Is calculator output enough to challenge a bailiff cost settlement?: No. The result is informational. You still need case documents, enforcement history, and evidence on how the proceedings ended.

Legal basis

As of: 2026-03-20

Legal information

Calculations are for information and estimation only. They do not constitute legal, tax or other professional advice. For individual matters, consultation with a lawyer, tax adviser or other specialist is recommended.

Legal basis

This tool is informational only. For bailiff cost settlements, the bailiff's decision, sequence of actions, and evidence about case closure are decisive.