Jak obliczyć ratę kredytu?

Rata miesięczna zależy od kwoty kredytu, oprocentowania i okresu spłaty. Użyj kalkulatora kredytu, by obliczyć ratę, odsetki i całkowity koszt.

Czy kalkulator zastępuje decyzję ZUS?

Nie. To narzędzie orientacyjne; ostateczne rozliczenie i wypłatę ustala ZUS.

Czy ojciec może skorzystać z części urlopu rodzicielskiego?

Tak, zgodnie z zasadami Kodeksu pracy.

Czy można dzielić urlop rodzicielski na części?

Tak, w granicach i terminach określonych przepisami.

Maternity leave calculator

Estimated maternity benefit (100% base) and leave length in weeks. Base from 12 months. Final amount is set by ZUS.

How does the calculator work?

Estimates the amount of maternity benefit (100% of the benefit base) and the length of leave in weeks depending on the number of children. The base is the average of 12 months (capped). The final amount is set by ZUS.

Rates and thresholds

Number of children	Weeks
1	20 wks
2	31 wks
3	33 wks
4	35 wks
5 or more	37 wks

Maternity benefit: 100% of base. As of: 2026-02-01.

Conditions

• Benefit base: average of 12 months, not more than 250% of average wage.
• The final amount is set by ZUS — the calculator is indicative.

Examples

One child: 20 weeks, benefit 100% of base. Two children: 31 weeks. Base from 12 months — cap 250% of average.

FAQ

What determines the amount of maternity benefit?: The benefit is calculated from the benefit base (average of 12 months before birth, with a cap). For maternity leave you get 100% of the base. The amount is set by ZUS on the basis of contributions.
How many weeks does maternity leave last?: For one child 20 weeks, for two 31, three 33, four 35, five or more 37 weeks. Part can be transferred to the father (parental leave).
Does the calculator include parental leave?: The calculator estimates benefit for maternity leave (100% of base). For parental leave the benefit is 70% or 81.5% if one amount is chosen for the whole period — see ZUS website for details.
What is the maximum benefit base?: The benefit base cannot exceed 250% of average wage (announcement). The calculator applies this cap — above it the result is limited.

Legal basis

As of: 2026-02-01.

Legal information

Calculations are for information and estimation only. They do not constitute legal, tax or other professional advice. For individual matters, consultation with a lawyer, tax adviser or other specialist is recommended.

Legal basis

ZUS, family benefits act. Entitlement and rates — gov.pl / ZUS.

Calculator is indicative — benefit amount is set by ZUS.