Co wpływa na wysokość odszkodowania OC?

Najczęściej: koszt naprawy, utrata wartości, leczenie, utracony dochód i dokumentacja szkody.

Czy kalkulator uwzględnia przyczynienie poszkodowanego?

Tak, wynik jest pomniejszany o podany procent przyczynienia.

Czy wynik zastępuje kosztorys lub opinię biegłego?

Nie, to narzędzie orientacyjne do szybkiej symulacji.

Prawopro

OC compensation calculator — estimate

Check estimated OC compensation and potential top-up after partial payout.

How does the calculator work?

The calculator estimates third-party liability compensation amount based on damage components, contributory negligence, and amount already paid.

Assumptions

Indicative model only. Final settlement depends on documents, insurer's methodology and potentially expert opinions or court proceedings.

Examples

• Repair: 18,000 PLN, value loss: 3,000 PLN, treatment: 2,000 PLN, lost income: 4,000 PLN, contributory negligence: 10%, paid: 15,000 PLN. • The calculator shows indicative top-up amount after reductions and prior payment.

FAQ

What mainly affects the amount?: Repair cost, market value loss, treatment costs, lost income and contributory negligence level.
Is this a binding valuation?: No. It is an indicative estimate and does not replace official claims handling.
Does it include already paid compensation?: Yes, it subtracts prior payment and shows indicative top-up.

Legal basis

As of: 2026-02-19

Legal information

Calculations are for information and estimation only. They do not constitute legal, tax or other professional advice. For individual matters, consultation with a lawyer, tax adviser or other specialist is recommended.

Legal basis

Informational tool only. For a binding assessment, consult a qualified professional.