Calculate estimated mortgage instalment and required down payment. Current LTV limits. For guidance — the bank sets the final offer.
Calculates the indicative mortgage instalment and minimum down payment from property value and LTV (KNF Recommendation S: typically max 80% LTV, up to 90% with insurance). Enter property value, choose LTV, interest rate from the bank offer and term. Result is indicative — the bank sets the final offer (APR, insurance, fees).
| LTV | Description |
|---|---|
| 80% | Standard (min. 20% down payment) — KNF Recommendation S. |
| 90% | With low down-payment insurance (min. 10% down). |
As of: 2026-02-01. Check KNF and bank offers.
As of: 2026-02-01.
Legal information
Calculations are for information and estimation only. They do not constitute legal, tax or other professional advice. For individual matters, consultation with a lawyer, tax adviser or other specialist is recommended.
Legal basis
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